Review the Harvard Business Simulation to prepare for your Working Capital Simulation: Managing Growth assignment due in Week 6.

Reviewthe following scenario:Acting as the CEO of a small company, you will apply the principles of capital budgeting to invest ingrowth and cash flow improvement opportunities in three phases over 10 simulated years. Eachopportunity has a unique financial profile and you must analyze the effects on working capital.Examples of opportunities include taking on new customers, capitalizing on supplier discounts, andreducing inventory.You must understand how the income statement, balance sheet, and statement of cash flows areinterconnected and be able to analyze forecasted financial information to consider possible effects ofeach opportunity on the firm's financial position. The company operates on thin margins with aconstrained cash position and limited available credit. You must optimize use of internal and externalcredit as you balance the desire for growth with the need for maintaining liquidity.Sign-into the simulation and review each of the following:Welcome StatementHow to PlayTerminology PrimerMore Details (this includes information to help you understand how to play the simulation)Writea paper of no more than 1,400 words that analyzes your decisions during each phase (1-3)and how they influenced each of the following final outcomes (metrics) of SNC:SalesEBITNet IncomeFree Cash FlowTotal Firm Value

Santander Case study - Harvard

Santander Case study - Harvard (should be 10 pages)

This project will be sent to the professor via turnitin, so no plagiarism and proper citations need to be made.

The goal of this assignment is to see how a successful European retail banking organization confronts the opportunities and challenges of globalization.

Assignment Questions:

1. Please describe and evaluate the Country/Political Risk faced by this organization and describe its successes and failures.
2. What has been the lending strategy followed by Santander? Are lending decisions based on the credit background of the borrower, or on the riskiness of the venture? How do they manage risk? How do they finance their loans? Why is there so little cross-border borrowing?
3. How is the lending strategy different to US commercial banks?
4. As a consultant to the CEO, what would you suggest Magda Salarich do now? Please obtain, identify and evaluate the data and conduct a multi-perspective analysis of the evidence to make a logical recommendation for solving the problem with a global perspective.
5. Defend your recommendation and communicate your beliefs clearly and accurately.

Case Study Resources:

· Usually business writing incorporates APA format. 

· The questions posed are meant to guide you in developing an analytical framework that you must present in a case report. Usually you can incorporate your responses in sections C and D described below. I cannot prescribe a single outline or template, but I can identify "building blocks" that are essential to building a logical structure that will stand up to critical scrutiny, and serve as a useful guide to presenting the results of your in depth case analysis. Essential building blocks and structure are as follows:

Executive Summary

Section A. Introduction and Overview of the Situation

Section B. Assumptions and Methods

Section C. Business Impacts

Section D. Descriptions of Sensitivity, Risks, Successes, Failures, Contingencies and Strategies

Section E. Conclusions and Recommendations